Product Description

About the funding provided by the European Bank for Reconstruction and Development (EBRD), the aim is to provide support to enterprises with female managers within the TURWIB program's scope and encourage greater participation of women in business life.

Source for Guarantee

Treasury Fund

Related Financial Institutions / Corporations

Akbank, Denizbank A.Ş., QNB Finansbank, TEB, Türkiye İş Bankası, Yapı ve Kredi Bankası A.Ş.

Product Maturity

Working Capital Loans: Maximum 60 months, including a maximum of 12 months grace period

Investment Loans: Maximum 120 months, including a maximum of 36 months grace period

Guarantee Cap Rate and Guarantee Rates

Loan Products Available

• Cash loan / Non-cash loan

Loan Interest Rates for Beneficiaries

Cash Loan with Instalments/ Murabaha Products

Fee and Commission

• In exchange for the guarantees used, KGF collects, through banks, 1% of the guarantee amount as a one-time upfront commission for each guarantee disbursement. In case of configuration, 1% of the amount of the guarantee balance will be collected from beneficiaries as upfront commission through banks. 

Special Conditions

• Due to the implementation conditions of the TURWIB program, loans will not be available to companies that have partnerships with institutions owned by the Republic of Türkiye with a share of 49% and above.

• Within the scope of the TURWIB program, only SME-scale companies can benefit from loan disbursement.