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WHAT IS KGF?
KGF acts as a guarantor for SMEs and non-SME enterprises that cannot get a loan due to insufficient collateral. KGF supports SMEs and non-SME enterprises in access to financing.
THE MINISTRY OF SCIENCE, INDUSTRY AND TECHNOLOGY
The programme of Technological Products Investment Support conducted by the Ministry of Science aims the priority areas of technology involved in R & D and innovation activities that arise as a result of new product/commercialize products, to create added value to the country's economy by taking place in international markets, leading to exports of technological products, and the country resident in their businesses to support investments. The protocol was signed between KGF and the Ministry of Science, Industry and Technology on 21.11.2016 in order to guarantee the Non-recourse Support prepayments granted by the Ministry to project owner SMEs.
Product Maturity
Guarantee maturity is determined by adding the period set by the Ministry of Science, Industry and Technology to the end date of project support specified in the project contract signed by and between the company and Ministry.
Resource for Guarantee
KGF own equity
Related Financila Institutions/Corporations
THE MINISTRY OF SCIENCE, INDUSTRY AND TECHNOLOGY
Guarantee Limit
Total guarantee limit per enterprise: TRY 1 million or equivalent in foreign currency.
Maximum Guarantee Rate
100%
Fees and Commission
It is required to deposit the application of TRY 250 for once in the relevant bank accounts of KGF for each project along with the guarantee application, in order to put the company application in process.
The guarantee commission is collected based on the guarantee amount of KGF once in advance according to maturity ;
Letter of Guarantee Maturity |
Total Comission Rate |
6-12 months |
1,5 % |
13-24 months |
2,5 % |
25-30 months |
3,0 % |
31-36 months |
3,5 % |
37-42 months |
4,0 % |
Application Conditions
The company must;
- Have the necessary qualifications for SME,
- Have a project which has been deserved to be supported by Ministry with respect to its transfer payment guaranteed by KGF,
-Have any project supported Ministry previously, and in this case its letter of guarantee has not been turned into cash,
-Not be in process of bankruptcy, dissolution, commission of bankruptcy and postponement of bankruptcy,
-Have not execution proceeding by public organizations and institutions and banks or third persons during the application,
-Have not any overdue tax and SSI debt during the application.
For Direct Application ;
http://www.kgf.com.tr/dogrudan-basvuru/tubitak-transfer-odemeler