INVESTMENT SUPPORT PACKAGE

Product Description

 

The aim is to provide financing for SMEs and non-SMEs, especially those operating in the manufacturing industry and exporter enterprises planning to make investments for investment purposes and investment-related operating expenses.

 

Source for Guarantee

 

Treasury Fund

 

Related Financial Institutions / Corporations

 

Akbank, Albaraka Türk Katılım Bankası, Denizbank, Garanti BBVA, Halk Bankası, ING Bank, İş Bankası, Kuveyt Türk Katılım Bankası, QNB Finansbank, Şekerbank, Türk Ekonomi Bankası, Emlak Katılım Bankası, Türkiye Finans Katılım Bankası, Türkiye İhracat Kredi Bankası, Vakıfbank, Vakıf Katılım Bankası, Yapı ve Kredi Bankası, Ziraat Bankası, Ziraat Katılım Bankası, Türkiye Kalkınma ve Yatırım Bankası

 

Product Maturity

 

Investment Loan -Maximum 120 months maturity (including the grace period)-Maximum 24 months grace period

Working Capital Loan - -Maximum 36 months maturity (including the grace period)-Maximum 6 months grace period

 

Guarantee Cap Rate and Guarantee Rates

 

 

Turnover Based Maximum Limit Breakdown Table 

 

Loan Products Available

 

  • Investment Loan: Meeting the investment expenditures of enterprises based on contract or invoice
  • Working Capital Loan: Meeting the investment-related working capital needs of companies that use investment loans

 

Fee and Commission

 

  • In exchange for the guarantees used, KGF collects, through lenders, 0.35% of the guarantee amount as a one-time upfront commission for each guarantee disbursement. In the case of configuration, 0.35% of the amount of the guarantee balance will be collected from beneficiaries as upfront commission through lenders.
  • In exchange for the loan, the lender may collect from beneficiaries a maximum of 1% of the loan amount as upfront commission for each loan disbursement.

 

Special Conditions

Investment Loan:

  • Expenditures related to investments over 50,000 TL at a time will be documented by contract or invoice.
  • If made together with machinery investment, land and building investments can only be covered under guarantee, excluding the tourism sector.

Working Capital Loan:

  • Expenses of over 20,000 TL at a time will be documented by contract or invoice.
  • A maximum of 10% of the operating loan allocated to the beneficiary will be given in cash for use in operating expenditures.
  • There will be no requirement to provide invoices for working capital loans through card payment systems.
  • Application Deadline: 31.12.2023